At Protesta, we work by the principle of no cure, no pay.
If we believe you have a strong case, you only pay a portion of the additional compensation we secure for you:
20% commission on additional compensation above DKK 25,000
Fixed fee of DKK 5,000 on additional compensation below DKK 25,000
If we don’t improve your compensation – you pay nothing.
If we assess that your case has little or no chance of success, and you still want us to pursue it, we’ll work at an hourly rate of DKK 1.495.
You can choose to pay in instalments – one monthly payment at a time, based on the work we do. That way, you keep your costs manageable.
We do – we handle the dialogue, the negotiations, and all the legal back-and-forth with the company.
You won’t have to argue, explain, or document more than necessary – we’ll take care of that for you.
If we assess that your case has little or no chance of success, and you still want us to pursue it, we’ll work at an hourly rate of DKK 1.495.
You can choose to pay in instalments – one monthly payment at a time, based on the work we do. That way, you keep your costs manageable.
Just send us your documents and a brief description using our form.
Within a few days, we’ll assess whether you have a valid case – and whether we believe we can improve your compensation.
It’s completely free and without obligation.
2. That an insurance company is not allowed to reject your claim without providing a written explanation?
According to the Insurance Contracts Act and fair practice guidelines, any denial must be in writing and clearly justified.
3. That your travel insurance often covers illness before your trip – not just during the journey?
Cancellation coverage (often included in travel insurance) typically applies in cases of acute illness before departure, as long as proper medical documentation is provided.
Always check your provider’s terms for details.
4. That you have the right to reopen a denied insurance claim if new information comes to light?
The Danish Insurance Contracts Act allows for a claim to be reopened if new facts emerge or if there were errors in the original assessment.
5. That your car insurance may refuse to cover you if you drive with tire tread below the legal minimum?
If the tread depth is less than 1.6 mm, it may be considered gross negligence – which can lead to full or partial denial of coverage under the Danish Insurance Contracts Act.
6. That insurance companies often cite the “limitation period” when rejecting claims – but the 3-year deadline only starts when you should have known you had a claim?
According to the Danish Limitation Act, the deadline doesn’t necessarily begin at the time of the incident, but from the point when your claim could reasonably have been identified.
7. That you don’t have to accept your insurance company’s first offer – and that you have the right to have your case reviewed by an independent body like the Insurance Complaints Board?
At Protesta, we thoroughly assess your case and advise you on the next steps – completely independent of the insurance company.